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AML & CFT Policy
Our approach to anti-money-laundering and counter-terrorist-financing across the gateway.
Risk-based approach
Every merchant is risk-scored at onboarding based on business model, jurisdiction, ownership and expected volume, and is rescored when that profile changes.
Transaction monitoring
Incoming payments are screened against sanctions and known illicit-address data. Structuring patterns, mixer exposure and unusual volume trigger review.
Sanctions screening
Merchants, beneficial owners and counterparty addresses are screened against applicable sanctions and watch lists before and during the relationship.
Reporting and record keeping
Suspicious activity is escalated internally and reported to the relevant authority where required. Records are kept for the legally mandated period.
Training
Staff handling onboarding, monitoring or support receive periodic financial-crime training.
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